Cindy Gleichauf - RE/MAX Real Estate Center



Posted by Cindy Gleichauf on 8/19/2018

Let's face it – the process of packing up your belongings and moving them to a new home can be exhausting. However, if you prepare plenty of healthy, delicious snacks, you and your moving day team will be better equipped than ever before to conquer any challenges that come your way.

Ultimately, preparing snacks before moving day is essential. Yet determining which snacks to offer sometimes can be difficult, particularly for those who have large groups of family members and friends ready to provide moving day assistance.

Lucky for you, we're here to help you plan ahead so that you can provide your entire moving day team with outstanding snacks.

Now, let's take a look at five tips for preparing moving day snacks.

1. Get a Headcount

You know that family members and friends are happy to help you move, and you should get a headcount to understand just how much food that you'll need to keep your loved ones happy and healthy on moving day.

Remember, when it comes to moving day snacks, it usually is better to err on the side of caution. And if you end up with extra snacks after moving day concludes, you can always give these treats to family members and friends. Or, you can celebrate the completion of a successful move by enjoying your extra snacks on your own.

2. Ask People What Types of Snacks They Like

Learn what types of snacks that your family members and friends like. If you ask these loved ones about their preferred snacks several days or weeks prior to moving day, you'll have plenty of time to get snacks ready that your entire moving day team can enjoy.

3. Identify Any Dietary Restrictions

Ask friends and family members about any dietary restrictions that they may have. By doing so, you can avoid the risk of preparing snacks that certain members of your moving day team won't be able to eat.

4. Don't Forget About Drinks

Providing water and sports drinks on moving day usually is a good idea. Offering various beverages will make it easy for your family members and friends to stay hydrated while they move large, heavy boxes into your new house.

5. Be Ready to Call for Takeout

Even a well-planned morning or afternoon move can stretch late into the evening. As such, if you run out of snacks, you should be ready to call for takeout.

Make a list of takeout restaurants near your new home before moving day – you'll be glad you did. With this list, you'll be ready to call for takeout if moving day runs long and you need extra food.

Lastly, if you need additional assistance as you get ready for your move, it often pays to collaborate with a real estate agent. In addition to helping you buy or sell a home, this housing market professional can offer expert moving day tips.

Get snacks ready for moving day – use the aforementioned tips, and you should have no trouble providing your moving day team with delectable treats.




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Posted by Cindy Gleichauf on 8/12/2018

When you make the decision to buy your first home, you should be certain that you’re ready to make the leap into homeownership. There’s many different things that you should do as a buyer to get ready before you even set out on the search of a perfect home.


Choose An Agent


You may think that one real estate agent is the same as any real estate agent that you’ll find. This is far from the truth. Some agents have certain specialties. The knowledge that an agent will bring to your house hunt is often invaluable. You are making one of the biggest purchases that you’ll ever make in your lifetime. While many buyers think that they can simply do an online search themselves to find a home, your realtor will have many more resources to assist you in finding exactly what you’re looking for.


Figure Out The Financial Portion Of Buying A Home


While knowing how many bedrooms you need and where you hope to live is important, understanding your finances is even more important. You’ll need to talk to a lender to get the process started. After looking at your own personal budget, you should get pre-qualified. Getting pre-qualified allows you to see a general number of how much house you can afford. That can help you start the process, however, there’s still a few more steps. 


From here, you can do what needs to be done to get your entire financial picture ready to buy a home. This includes saving for a downpayment, improving your credit score, and continuing to keep up bill payments and consistent work history. 


Next, you’ll want to get pre-approved. This allows your lender to dig into your financial picture. Everything from your credit score to your income and employment history will be considered. Your lender will then give you a more definitive number of how much you’ll actually be able to get for a loan when you buy a home. To get pre-approved, be prepared with 1099 forms, pay stubs, tax returns, and bank statements. You’ll then have the concrete amount that you’re approved for along with the interest rate that you qualify for. 


Once You Have Applied For A Home Loan


Once you find the realtor to assist you and secure the home of your dreams, you’re not free to head out and buy all the furniture that you need to fill up your house. The home loan must go through the underwriting process and until that is complete, your finances are essentially on lockdown. If you start opening new credit cards, decide to buy a car, or fall behind on payments, you could end up in a lot of trouble. You want to keep your credit score stable throughout the process of buying a home for smooth sailing.





Posted by Cindy Gleichauf on 8/6/2018

3-family colonial on gorgeous level lot w/2 car garage walking distance to Foxboro town common! Perfect for owner occupiers and investors alike. .Bright, airy 3-BR unit on 2nd flr w/gorgeous updated kitchen, loads of closet space and walk-up attic for storage. 1 BR 1st floor unit has brand new carpeted bedroom, 2 BR unit has architectural interest w/walk-out bay window. Gleaming hardwood floors, updated electric, gas heating, town water & sewer. Each unit has its own washer/dryer hook-ups in basement. Ample parking on level paved drive. Lovely private back yard. Garage boasts tons of storage on 2 stories. Hurry this one won't last!

More Info on this Property | New Listing Alerts




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Posted by Cindy Gleichauf on 8/5/2018

There are many benefits to installing a security system in your home. It gives you a sense security and safety for you and your family. You’ll be able to be away from your home for both short and long periods with a peace of mind. The one choice you’ll need to make is the type of security system that you want to be installed in your home. Some alarms are manned by commandoes while others have much more simplistic designs.   


While some systems are installed by a professional, others are easier to install and can be done with a DIY approach. Remember that you can always start small and install a more complicated system as time goes on. You don’t even need to know how to use a drill or have any kind of technical expertise for most DIY install security systems. Below, you’ll find the basic steps that you should know before you install a home security system.


Basic Components In Your Home Security Package


  • The main panel complete with keypad
  • Sensors
  • Motion detectors


These are the basic things that will come with every home security system no matter how simple or fancy you get in your alarm system selection. The number of sensors that you need will depend on the number of doors and windows that are in your home. It also is based on your own personal preference. Remember that these sensors will be activated every time a door or window is opened when they are installed in your home. 

 

Install The Security Panel


Security panels are often wireless and should be placed near a power source to plug the panel in. These should also have a backup battery of some sorts. You can either place a nail on the wall or put an adhesive on the back of the panel. It’s really that simple to put the panel up!


Install The Sensors In Your Home


Security systems will come with door and window sensors and possibly along with some motion detectors. They will be placed with a moveable adhesive for your convenience. Every security system will come along with instructions for the optimum locations to place these sensors in. 


Test Your System


Once you have completed the above steps, you’ll need to test your system to ensure that it has been properly activated and that everything is working properly. The specific system that you’re installing should also come along with some instructions for testing purposes. 


While DIY home security systems seem fairly simple, they aren’t for everyone. Some homeowners prefer more complex systems to suit their needs. If a professional installation is for you, you should avoid self-install security systems altogether.    


 




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Posted by Cindy Gleichauf on 7/29/2018

While buying a home is a huge decision that should entail a lot of planning and preparation, applying for a mortgage can be surprisingly easy. Just like with other lenders and creditors, a mortgage lender will want to know that letting you borrow money will be a safe investment. Applying for a mortgage is all about ensuring just that.

In today’s post, we’re going to breakdown the home loan application process to help you have the best chances at a smooth and successful mortgage approval. We’ll also define some of the common terms used in mortgages that might leave you scratching your head so you have a better idea of what your options are.

Prequalification and Preapproval

Getting prequalified and preapproved for a mortgaged can both be helpful steps toward securing your home loan. The two terms mean two entirely different things, however.

In order to be prequalified for a mortgage, you typically need to only fill out a simple form (sometimes directly through a lender’s website). On this form, you won’t need to provide specifics or official documents.

Why is this process so simple? Well, that’s because getting prequalified for a loan doesn’t ensure that you’ll actually receive one. Rather, it is simply the first step toward finding out what type of mortgage and interest rates you could receive.

The next step after prequalification is preapproval. To get preapproved, you’ll have to fill out an official mortgage application. Your lender of choice will request a few pieces of information from you, including tax returns, proof of employment for the last two years, and a list of your debts. The lender will also perform a credit check to determine your loan eligibility.

Credit report

At this phase, lenders will also run your credit report. This is a type of “hard credit inquiry” that details your payment history, the number of accounts you have open, and other factors that help make up your credit score.

To secure the lowest interest rate possible, it helps to have a high credit score. So, in the years and months leading up to your mortgage application, focusing on building credit will pay off.

To increase your credit score, you’ll need to focus on paying your bills on time each month. You should also avoid opening new accounts within a few months of applying for a mortgage because this will count as a new credit inquiry. New credit inquiries--including applying for a mortgage--lower your score temporarily, so it’s best to avoid them when possible.

Additional paperwork required for mortgage applications

Not every mortgage application will be the same. Depending on the type of income you receive, you may need to provide different forms of income verification.

Each person will also have to claim different debts and assets. When buying a home with a spouse or partner, it’s important to consider your debts, assets, and credit scores to determine if it’s better to apply jointly or separately.







Cindy Gleichauf