Cindy Gleichauf - RE/MAX Real Estate Center



Posted by Cindy Gleichauf on 12/10/2017

If you plan to sell a house, it can be easy to try to rush through the home selling cycle. However, doing so may do more harm than good, particularly for home sellers who want to maximize their profits.

Ultimately, a wait and see approach can be beneficial for a home seller. Some of the key reasons to consider taking a wait and see approach to selling a house include:

1. You can clean your house from top to bottom.

A messy home is unlikely to generate interest from large groups of homebuyers. Comparatively, a neat, tidy and pristine home is sure to stir up plenty of interest once it reaches the real estate market.

If you spend some time enhancing your house's interior and exterior, the benefits can be substantial. In addition to making your residence more attractive to homebuyers, you may be able to raise your chances of receiving offers at or above your initial asking price.

To clean your house's interior, you should spend some time mopping the floors, wiping down walls and ceilings and doing whatever you can to make each room look great. Meanwhile, to improve your house's exterior, you may want to mow the front lawn, trim the hedges and do everything possible to ensure your house has plenty of curb appeal.

2. You can conduct a comprehensive home appraisal.

A home seller who immediately adds a residence to the real estate market might not understand what his or her house is worth based on the current housing market's conditions. As such, this home seller risks pricing his or her house too high or too low.

Conversely, if you perform a home appraisal, you can set a competitive price for your residence from day one. This appraisal also will enable you to identify your home's strengths and weaknesses and find ways to transform assorted weaknesses into strengths.

Employ an experienced home appraiser to evaluate your house – you'll be glad you did. With a top-notch home appraiser at your side, you can receive the expert insights that you need to price your house appropriately.

3. You can discover the right real estate agent.

When it comes to selling a house, why should you be forced to work with an inferior real estate agent? Unfortunately, if you rush to add your residence to the real estate market, you may select the first real estate agent that you meet. And in this scenario, you risk making a poor choice.

On the other hand, a home seller who takes a wait and see approach can spend some time evaluating many real estate agents. Then, this home seller can make an informed selection and increase his or her chances of enjoying a successful home selling experience.

There is no reason to hurry through the home selling journey. Instead, deploy a wait and see approach, and you should have no trouble remaining patient and capitalizing on the right opportunities to maximize the value of your house.




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Posted by Cindy Gleichauf on 12/3/2017

Ready to transform your bathroom from drab to fab? With a bathroom cleaning checklist in hand, any home seller can improve the look and feel of any bathroom.

When it comes to putting together a bathroom cleaning checklist, here are three key areas to focus on:

1. Sink

Let's face it – no one wants a dirty bathroom sink. Whether it's toothpaste residue or a sticky foreign substance in a bathroom sink, even minor particles can negatively affect the sink's appearance.

Use an all-purpose cleaner to help your bathroom sink pop. Apply the cleaner and scrub the sink thoroughly to remove any unwanted residue.

In addition, remember to clean your bathroom sink at least once a week. This will ensure your sink will sparkle any time homebuyers check out your residence.

2. Shower

When was the last time that you cleaned your shower? If it's been a few weeks, there may be no time like the present to clean your shower from top to bottom.

To clean your shower, you'll want to wipe down the shower door, floor and wall. An eraser sponge usually offers a great option to clean a shower, as it enables you to eliminate shower stains and mildew without the use of harsh chemicals.

Furthermore, don't forget to clean grout. Although it may require hard work and patience to clean grout, those who allocate the necessary time and resources to complete grout cleaning can keep a shower looking great.

3. Toilet

Most home sellers dread cleaning the toilet, but doing so can make a world of difference in the eyes of homebuyers. In fact, home sellers who spend even a few minutes daily cleaning the toilet can reap the benefits of their efforts immediately.

A combination of baking soda and vinegar makes it simple to remove dirt, debris and assorted residue from inside a toilet bowl. And if a toilet has an unsightly ring, it commonly pays to use a toilet pumice stone to eliminate this problem.

Also, swishing a toilet bowl with water and a toilet brush at least once a day is ideal. This practice will help you maintain a toilet's appearance both now and in the future.

If you need extra help improving your bathroom's appearance, don't hesitate to contact a home cleaning company as well. This business employs friendly, highly trained cleaning professionals who are happy to help you enhance your bathroom's look and feel.

Lastly, if you're entering the housing market and want to bolster your home both inside and out, you should hire a real estate agent. With a real estate agent at your disposal, you can receive expert home selling support.

A real estate agent will offer home improvement recommendations, help you negotiate with homebuyers and much more. Plus, if you have any home selling questions, your real estate agent can respond to your queries at any time.

Get started on the home selling journey – perform bathroom cleaning and other home improvements, and you can boost the likelihood of a fast, seamless and profitable home selling experience.





Posted by Cindy Gleichauf on 11/26/2017

As the workforce changes and a growing number of companies seek out contractors and freelancers, many Americans find themselves in a gray area when it comes to their income. They may put in full-time hours, but on their taxes they work for themselves.

Mortgage lenders are cautious about who they lend to. They want to make sure you are a low-risk investment who has reliable, predictable income to ensure that they’ll earn money off of your loan.

This can sometimes make it difficult for freelancers, contract workers, or the self-employed. Not only might your taxes be unconventional, but your income could vary depending on the time of the year and the amount of business you receive.

It’s easy to see why many people would be anxious about applying for a mortgage under these circumstances. However, if you’re self-employed, there’s no need to worry. You can still get approved for a mortgage at a fair interest rate--you just need to do a bit of work to provide the right documents to your lender.

In this article, we’ll show you what documents and proof of income you’ll likely need and how to present it to a lender to make the process run as smoothly as possible to get you approved for your mortgage. Here’s what you need to do.

Organize your records

Before applying for a mortgage, it’s a good idea to take a look at your record-keeping process. As a self-employed worker, you’re probably already used to tracking your own income. However, this will help the lender analyze your income easier and move the process along more quickly.

Having a master spreadsheet of your dated invoices, paid amounts, and the names of your clients is a good place to start. You’ll also want detailed, easy to read information for your previous employers, landlords, references, and any other information you think will be pertinent.

Next, gather your tax documents for the last three to five years. As a self-employed worker, you likely file a Schedule C (Form 1040) and a Schedule SE. Make sure you have copies of these forms.

Dealing with deductions

Many self-employed workers write off business expenses in their tax returns. Travel expenses, internet, and other costs associated with doing business are all ways to save by reducing your taxable income. Doing so can save you money, but it can also reduce your net income which is what lenders will see when you provide them with your information.

If you’re hoping to get approved for a bigger loan, one solution is to plan your taxes in the year prior to applying for a mortgage. Make fewer deductions than you normally would to increase your net income.

Be ready to clarify

When a mortgage lender is reviewing your information, make sure you are open and available to provide any information that can be helpful to them in considering your application. Being prompt and accurate with your responses will signal to your lender that you are willing to work with them.





Posted by Cindy Gleichauf on 11/19/2017

Since the dawn of the internet age, a growing number of homeowners and bill payers are asking themselves if they really need to keep paying for cable television.

There’s a lot to consider when it comes to cable. While there are many services that you can find most services and shows that cable TV provides, there aren’t any that offer the full package.

Ultimately, the choice of whether or not to cut the cord is down to personal preference. In this post, we’re going to talk about some of the ways you can save by getting rid of cable TV, the services that you can use instead of cable, and what to expect from those services.

The case for cord cutting

We’re not at a point where you can usually bundle up services to get all of the things you watch on cable TV and then some. Some people argue, however, that to truly get a wide selection of sports, news, and TV shows you would end up paying the same amount as you do for cable. How do they arrive at those figures?

Say you pay about $20 per month for Netflix and Amazon Prime. But you still don’t have the sports channels you want so you have to add an additional service. Then you notice your video stream keeps pausing and lagging so you have to upgrade your internet.

If you want every channel under the sun and the highest internet to stream them on, yes it could cost as much to ditch cable as it would be to keep it. But the reality is that most people don’t want or need that many services or channels. People don’t have time to watch that many shows when they get home from work, and are more than happy with the selection that one $8 per month service offers them.

Alternatives to monthly streaming services

Another thing opponents of cord cutting ignore is the fact that there are a number of services you can get for free that would replace some of the things that cable TV offers.

A number of news channels, as well as entertainment services like YouTube are streaming online for free. You have to watch the occasional advertisement, but you have to do that with cable TV anyway.

If there are local channels you feel you’re missing out on, you can still use a TV antenna, which are broadcasting a higher quality than ever. For $30, you can have access to channels for free over the air (OTA).

OTA channels vary based on your location, so be sure to check to see what the signal is like in your area.

The decision

The best way to decide if you’re ready to ditch cable is to find out which channels and shows you still want access to and to see if you can get them cheaper online. That’s it.

Odds are your internet is going to be strong enough to stream a show (unless you have a house full of kids trying to do the same thing). So, look into the streaming options, do the math, and make the best informed decision for your household.




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Posted by Cindy Gleichauf on 11/12/2017

Getting ready to buy a new home? You'll want to hire a real estate agent to guide you along the homebuying journey, as this professional will possess the skills and know-how needed to ensure you can find your dream home quickly. There are many great reasons for homebuyers to work with a real estate agent, including: 1. You Can Check Out a Wide Range of Homes That Fit Your Needs. Whether you're looking for a three-bedroom, two-bathroom home in the city or a small residence on the outskirts of town, a real estate agent can arrange home showings to ensure you can check out a variety of houses that fit your needs. Remember, a real estate agent works for you and will do everything he or she can to help you find your ideal residence. This professional will conduct research into homes that meet your criteria and even work with a home seller's real estate agent to make sure you can view a house at your convenience. 2. You Can Receive Expert Support During the Negotiation Stage. No homebuyer wants to enter the negotiation stage alone. Fortunately, a real estate agent will help you manage negotiations. Negotiations with a home seller can become contentious if you're not careful, but your real estate agent will go above and beyond the call of duty to help you get your dream house at the right price, regardless of the circumstances. 3. You Can Get Extra Help with a Home Inspection. Completing a home inspection is paramount before you finalize a purchase agreement with a home seller. And with a trusted real estate agent at your side, you should have no trouble finding a reliable home inspector who will be able to identify potential issues with a house before you buy it. Your real estate agent also can help you minimize stress if a home inspector encounters problems with a house. For example, your real estate agent will speak with a home seller to ensure any home repairs are completed before you finalize your purchase agreement. Thus, you'll be able to buy a home that you can enjoy for years to come thanks in part to the support provided by your real estate agent. 4. You Can Enjoy a Simple Closing Process. The closing process often represents the final step before you can move into your new home. Therefore, it is crucial to understand the paperwork that is included as part of this process and ensure you are comfortable with each form you sign. Your real estate agent, meanwhile, will be with you during the closing process and can explain the importance of each form. Furthermore, your real estate agent will be happy to respond to any concerns or queries and help you feel comfortable throughout the closing process. Ultimately, your real estate agent may play a key role in your ability to find the perfect house. As a result, be sure to spend some time interviewing prospective real estate agents in your area to find a real estate professional that you can collaborate with during each stage of the homebuying journey.







Cindy Gleichauf